Intelligent UPI routing.
Real-time processing.

Empowering banks, fintechs, and payment service providers with secure, scalable, and high-performance infrastructure for the future of digital finance.

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Smart Routing

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Fast Processing

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Multi-Bank Ready

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India-wide

Our Products

Comprehensive solutions designed to power the digital payment ecosystem

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UPI Switch

Seamless, secure, and high-speed transaction processing designed for banks, payment service providers, and fintechs. Built for scale with intelligent routing, real-time monitoring, and advanced fraud detection.

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Merchant Management Portal

A centralized, intuitive platform for managing merchant ecosystems. Features seamless onboarding, real-time tracking, settlement management, and analytics-driven insights with role-based access controls.

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TOTP Product

Time-based One-Time Password solution providing advanced security for digital platforms. Uses cryptographic algorithms to generate unique, time-sensitive passcodes that reduce unauthorized access and fraud risks.

Industries We Serve

Powering the financial ecosystem with secure, scalable solutions

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Banks & Cooperative Banks

Delivering reliable UPI transaction processing, secure authentication, and compliance-ready solutions that help banks of all sizes enhance customer experience and operational efficiency.

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Fintechs

Empowering fintech innovators with agile, API-driven platforms to launch, scale, and manage cutting-edge digital payment products quickly and securely.

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Payment Service Providers

Offering robust UPI switch infrastructure and advanced fraud prevention tools that ensure seamless high-volume transaction processing and uninterrupted service delivery.

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About Us

Founded by seasoned fintech professionals, IndiNXT was born from a shared vision to redefine digital payments and secure authentication in India and beyond. We combine deep industry expertise with cutting-edge technology to build solutions that empower financial institutions to deliver seamless, reliable, and secure digital experiences.

Our mission is to simplify complex financial transactions while ensuring the highest standards of security and compliance. From high-performance UPI switches to advanced TOTP authentication systems, our products help businesses scale efficiently, enhance customer trust, and stay ahead in a rapidly evolving digital ecosystem.

At IndiNXT, innovation meets reliability. We enable the next generation of digital financial services with solutions that are robust, flexible, and future-ready.